OPTIONS for Malaysians - Pakatan Harapan, Perikatan Nasional, Barisan Nasional and other parties (and INDEPENDENTS) as peoples' representative
Follow the Charles Hector channel on WhatsApp: https://whatsapp.com/channel/0029Vb6UokfB4hdNugYmph1B
FACT :- All the major coalitions, i.e. PH,PN and BN now are - MULTI-Racial and Multi-Religious NOW > either a coalition of racial/religious parties, or a coalition of multi-racial/religious parties
BN - they are generally coalition of parties, which are racial/religious based > UMNO,MCA, MIC, etc.
PN - PAS(muslim & has non-Muslim component - who also contested), BERSATU, GERAKAN(multi-racial),
PH - PKR(multi-racial?), DAP(multi-racial), Amanah (also open to all),...
The composition of COALITIONS is all Malaysians > BUT then, we need to look at performance whilst in power - was it TRULY representative of ALL Malaysians > or demonstrated a religious/ethnic bias?
FACT:- All the major parties and coalitions have the EXPERIENCE of governing at the Federal Level, and also STATE level. {Thus, the old consideration that they cannot or do not have the experience of governing is NO MORE Valid)
The BN ruled for a long TIME at the Federal Level,
The PH(after GE14 at the Federal level for 22 months, and then after GE15, as the dominant party in the Coalition that included BN)
The PN, had governed Malaysia post-Sheraton Move until GE15
## All have the ability to GOVERN, and really not much difference and NO MAJOR problems for most basic stuff.
FACT is that 2 PARTIES basically have managed to demonstrate Malaysian peoples' support (across all different ethnicity/religion) in my opinion have been DAP(attractive b4 because of its many leaders showing bravery to SPEAK UP and act against injustices - however DAP changed after GE15), and PAS(who also gets support based on values and principles, and the FACT to date there seems to BE NO cases of abuse of power/corruption/wrongdoings involving PAS politicians or even PAS leaders in government) > thus the support for PH and PN primarily comes by reason of PAS and DAP in this coalitions. After GE15, 43 PAS MPs, and 40 DAP MPs, in the Coalitions they formed.
PAS and DAP was also together in Pakatan Rakyat - thus the possibility of working together for the common good is REAL and possible..
NOTE DAP's credibility and reputation, after GE15, may have eroded - as it chose SILENCE even in the face of controversial decisions/actions of the Anwar Ibrahim PH-led MADANI government > BUT they started speaking up at the end of 2025 > with a move to hold a DAP General Meeting that will REVIEW their relationship with the PH-led MADANI government >> earlier fixed for June, now postponed to ___. What the DAP decides in this meeting may be CRUCIAL for DAP's future > will the 'OLD DAP' which had the peoples' support re-emerge? Will the DAP finally speak up, HIGHLIGHTING their opposition to some of things/decisions of PM Anwar and the MADANI government - leading to a decision to withdraw from the Executive(Cabinet/State Exco/Local Government) to continue on as active Government back-benchers, or even WORSE a withdrawal of confidence/support for PM Anwar Ibrahim > that may lead to a NEW PH Prime Minister? How BRAVE and determined DAP is will emerge from that General Meeting of DAP? '17 UMNO MPs abandoned the party in the months following GE14...' This migration inadvertently affects the new parties they join - the 'bad culture and practices' infect these new parties(which may have had better values/principles/stances...)
BUT, the BIGGEST problem for Malaysians in CHOOSING a Political Party remains > the LACK of CLEAR party policy on fundamental issues, as is found in a lot of UK, US and even parties in other countries. We are not talking about ELECTION MANIFESTOS - but for PARTY stance on fundamental issues...? Hence, it is common to see members easily abandoning parties who lose elections to those that are in power... So, party principles, values, stance matter little?? It is benefits like contracts, political appointee possibilities, children's scholarship, low cost houses and land allocations, etc.. that matter?
In the past, Malaysian parties have either taken a 'racist/religious' approach > vote us so that Malay, Indian or Chinese rights will be protected. VOTE us so that Islam will be protected, so that governance will be in according to Muslim values and principles, etc >>> thus party position appears 'NON-INCLUSIVE' - as seem to just for certain ethnic groups or religious groups > ending with many others feeling that such parties are not concerned about them...
Malaysians, I believe, wanted a party for ALL Malaysians, and the only difference may be their stance on different matters of concern > their position on WORKERS/Unions, their position FOR or Against Public Healthcare for all, against private healthcare, their position towards free EDUCATION for all until University/College for all Malaysians, their position on WELFARE that government will provide for SENIOR citizens, the poor and marginalized, the provision of affordable PUBLIC Transport, that the government will strive towards provision of REGULAR employment directly with owner/principle of workplace [Employment Security NOT just JOB availability], position on developing FOOD SECURITY, Environment, ...
SO, WHICH POLITICAL PARTY or Candidates offering themselves to be Members of Parliament and ADUNs should the Malaysian VOTER pick come next elections?
For the past GE13, GE14 and GE15 - the general voter sentiment was 'REGIME CHANGE' thus only coalitions or parties that contested all(or a lot of seats) and had the capacity to win sufficient seats were considered by the Malaysian VOTER - little consideration was given to the character or history of the individual candidates. Smaller parties and even 'very good' candidates were ignored sadly..
The ANGER against the then BN Regime led by Najib Razak arose because of 'mis-governance issues' primarily CORRUPTION, Abuse of Powers, etc which involved the highest level being Ministers, Deputy Ministers and party political appointees which exposed 1MDB and other scandals - factored in. The issue was 'selective non-investigation, selective non-prosecution,...the issue that some seems to be able to break the law and get away with it... > HENCE, the peoples' rejection of BN in a quest for a GOOD ALTERNATIVE - and Pakatan Harapan was seen as a good alternative ...In GE14, BN who previously had ___ MPs only managed to get 79MPs, and the anger did not subside and in GE15, BN number of MPs was further reduced to just 30...
ONE of the biggest concern of MALAYSIANS was also the FINANCIAL well-being of the Country, and thus all Malaysians..
Whilst Malaysia's first few PMs from Tuanku Abdul Rahman, Tun Razak, Hussein Onn and Mahathir until 2003 kept Malaysian Federal Government Debt(and Financial Liabilities low at about at approximately RM166 billion... but when it came to Najib, DEBT had skyrocketed to RM1.087 trillion.
When Anwar became Prime Minister, the debt was approximately RM1.5 trillion, and now it HAS RISEN to RM1.69 trillion > Thus the Anwar Ibrahim's MADANI government FAILED to REDUCE DEBT - it also failed to spend within its means > ANWAR continued to BORROW more thus increasing DEBT - his achievement was 'jokingly' that 'ANWAR BORROWED LESS' - but this means that DEBTS increased, and so too will annual debt financing ...
Anwar sadly seemed to follow Najib's style > spending more than the country earned, giving a 'false' impression that all is WELL - and thus 'spending' by taking out more LOANS - yes, the people now may benefit - BUT Malaysians in the future suffer the consequence as Federal Government DEBTS and liabilities cannot be 'ERASED' as Anwar erased the personal debts of FELDA Settlers of about RM8.3 Billion??? Why ONLY Felda settlers DEBT wiped out and not the DEBTS of other Malaysians, especially the B40? NOTE we are talking about FELDA Settlers - NOT FELDA's DEBT - as usual NO EXPLANATION - was the debt wrote of because others wrongdoing of FELDA and its officers by deception/etc that caused the FELDA Settlers to end up with RM8.3 Billion debt? NO WHITE PAPER or justification by PM Anwar Ibrahim as to WHY the Government HAD to wipe out FELDA Settlers Debt? Was it just a 'political strategy' to get FELDA Settlers to support PKR or PH in future elections, which may be considered an ABUSE of Power?
"The RM8.3 billion settler's loans remained on the financial books of Felda and were not written off during the administration of the PN government or BN-PN government but rather on or after the formation of the unity government. - NST, 27/11/2023
Media coverage focused on whether it was PH or PN government who was going to do it or did it. The primary issue ought to have been WHY - was it because the past government and FELDA had wrongly or deceived the Malay Felda Settlers into a 'debt-trap' - what was this wrongdoing, and if so, who was criminally liable and punished for this?
Anyone who BORROWS is personally responsible for settling of their debts - so WHY wipe out the settlers' debts. To date, I have seen no justification...
Sadly, PH-led government under ANWAR IBRAHIM seems to continue bad practices of the BN - The commitment that the PM will NOT also be the Finance Minister, which also allowed the IMDB problems, was VIOLATED as Anwar is NOW still PM and Finance Minister. Then, there is the question and worry that the PM and/or Finance Minister can act/decide without even Cabinet approval lingers > there should be a LAW that requires PM/Finance Minister or any Minister to get CABINET approval for any decision/action - especially when it involves BIG government projects or large monies(maybe more than RM1 million) - still NO law that clarifies this - so is the Prime Minister doing as he pleases...without prior even Cabinet (or even Parliamentary) approval? ALL OPEN TENDER - but there are allegations that still there is direct award of government projects...without OPEN TENDER? Are the BAIL-OUTs also still happening? Are the government DEBTS to some companies/individuals still being 'wiped out'?
FINANCIAL HEALTH of Malaysia and its People > if Anwar and PH-led Coalition Government failed, is it a consideration for VOTERS in coming elections.
This government continues to look at GROSS DOMESTIC Product(GDP) - Debt Ratio to 'convince' us that Malaysia is financially and economically OK - but that is UNTRUE because GDP factors in EXPENSES, not bothered that money spend was obtained from LOANS.. So spend more, and increase DEBT, may mean a HIGHER GDP - but the reality is that we are in a bad financial state...
Most individual Malaysians primary consideration is the FINANCIAL health or well-being. We do not want to end up with DEBTS - where the consequence falls on our children.
1) National DEBT and financial liabilities - any government must be responsible, in that NOT to spend more than you earn, but SADLY this MADANI government continued to spend MORE than it earned - BORROWING even MORE, even if lesser that what previous government spent during the COVID Pandemic
When Pakatan Harapan (PH) formed the government in May 2018, the Ministry of Finance disclosed that the total federal government debt and liabilities stood at RM1.087 trillion - Official Direct Federal Debt: RM686.8 billion; Committed Government Guarantees: RM199.1 billion; Other Financial Obligations/Lease Commitments: RM201.4 billion,..
When the Pakatan Harapan (PH) government was ousted in late February 2020, Malaysia's total direct federal government debt stood at RM792.9 billion, Committed Government Guarantees: ~RM166.9 billion;Other Liabilities: ~RM294.7 to RM300.4 billion (including lease payments for public-private partnerships and contingent liabilities like 1MDB)
Immediately following the 15th General Election (GE15) in November 2022, Malaysia’s federal government direct debt stood at RM1.08 trillion. When taking into account broader financial liabilities and contingent obligations (such as government guarantees and 1MDB's debts), the total exposure was approximately RM1.5 trillion, where Direct Federal Debt: Stood at RM1.08 trillion, and Contingent and Other Liabilities: Roughly RM420 billion, which included government guarantees for public-private partnerships (PPPs), committed development leases, and the outstanding debt obligations stemming from 1MDB.
TODAY, Malaysia’s combined government debt and financial liabilities stand at approximately RM1.69 trillion - Federal Government Debt: Approximately RM1.27 trillion to RM1.3 trillion; and Committed Financial Guarantees: Around RM424 billion, which includes servicing legacy liabilities like the remaining ~RM13 billion from 1MDB.[There is also concern about the accuracy of reporting - will debts transferred to other entities be left out - NOT sure???
IN SHORT, PM Anwar Ibrahim's MADANI government have FAILED to reduce Federal Debt and Financial Liabilities. In fact, what this GOVERNMENT did was to continue to borrow - BUT only REDUCED the amount of NEW Borrowing - which still sadly means 'INCREASING the Federal Debt and Liabilities'
The PN Government had a legitimate excuse - the unexpected COVID Pandemic justified unforeseen and necessary EXTRA SPENDING and thus maybe extra borrowing BUT when PM Anwar Ibrahim's MADANI government came into power - it was basically back to normal ...(expect maybe now, the impact following the illegal US/Israel war on IRAN)
Now, in terms of FEDERAL DEBT and Liabilities in 2003
When Mahathir Mohamad ended his first term as Prime Minister on October 31, 2003, Malaysia's official federal government debt stood at approximately RM166 billion...although the record of comprehensive figures for all other contingent liabilities (such as government guarantees for off-budget mega-infrastructure projects) could not be found.
THUS, from October 2003, until June 2026, Malaysia's Federal Debt (plus other Financial Liabilities0 have skyrocketed to RM1.69 Trillion (when Anwar became PM, it was RM1.5Trillion) - THUS MADANI GOVERNMENT, With Anwar as Finance Minister, FAILED TO REDUCE or even STABILIZE the DEBT - but had caused it to INCREASE...
NOW, the impact is SERIOUS
The Malaysian federal government's debt servicing charges (DSC) are projected to reach RM58.3 billion in 2026, up from RM54.3 billion in 2025. This cost represents roughly 17.2% of the government's total operating expenditure, consuming a significant portion of annual revenue. Debt servicing is the second-largest segment of the country's operating expenditure, trailing only emoluments (civil servant salaries and wages)It consumes about 16% to 17% of total federal government revenue. Edge, 10/10/2025 / FMT 12/8/2025
YES - we had to spend RM54.3 Billion for Debt Servicing in 2025 - Monies that could have spend for healthcare, education, welfare...That is a WASTE.
Many a times, the government uses Gross Domestic Product(GDP) - DEBT ratio to try convince Malaysia that ALL is OK still > but then GDP-DEBT ratios are MISLEADING as it does not show the TRUE state of financial well-being of Malaysia and its people, as it is FOCUSED on Spending - not the fact that we BORROWED or used money that we really never had in the first place... I will explain more later...
Let's look at this GDP-Debt Ratio in Malaysia
Malaysia's national debt-to-GDP ratio for the requested years spans from historical data to current 2026 projections:
- 2003: ~59.0% (According to the World Bank / IMF)
- 2018: 52.0% (Federal government debt) to 57.1% (Total national debt)
- 2022: 60.2% (Direct government statutory debt) to 65.5% (Total national debt)
- 2026: 65.8% (Preliminary MoF/RAM Rating projections) to 69.5% (Estimated total national debt)
It is uncertain as to it looks only at DEBT (or does it include Federal Government Financial liabilities too) - but the fact of the matter is that it is getting WORSE..
NOW, people should NOT WORRY about the parties they VOTE for, as ultimately Malaysian public service has the required knowledge to continue to OPERATE OK - all that new PM and government's do is maybe CHANGE POLICY ... But what was the CHANGE IN POLICY brought in by PM Anwar Ibrahim and his MADANI Coalition government? Is it different from the Mahathir led PH government of 2018, the subsequent PN governments...or even the PAST BN Regimes...?? I do not know in detail ...do you...
BUT taking some of the fundamental changes that PH had been promising before include:-
1) That the Prime Minister will NEVER be the Finance Minister > not to allow what happened like 1MDB during Najib Era. Also allows the Prime MINISTER to be an effective check and balance to prevent the FINANCE Minister from abusing his power and doing wrong. Also would have been good if the CABINET be given the power to be an effective check and balance to prevent Prime Minister or any Minister abusing their powers > DID NOT HAPPEN DURING PM ANWAR IBRAHIM'S PREMIERSHIP,did it?
2) Following 1MDB, Parliament could have played the ROLE of not just monitoring also GLC and Government-Owned Entities like 1MDB - select committees with this task could be set-up at Parliament(both the Dewan and also maybe the Senate) > who would constantly be monitoring GLCs and such companies and even Ministers and its staff > they would be summoned, questioned and investigated continuously - if there was, 1MDB would not have happened, or 'caught' by Parliament sooner {See how the US Congress continuously seem to be calling Ministers, Senior Public Officers and questioning them LIVE (not in Secret) constantly - this is the duty of such committees(made up of government backbenchers and Opposition MPs) > why is it still NOT happening in Malaysia, when it already has the POWER to do so?
3) OPEN TENDER and transparency > OPEN TENDER means a public announcement and any company can apply, then a professional independent evaluation to decide who is awarded the the tender. It is NOT the picking of 15 companies by the MB or the government? So was the RM2.9 Billion Stadium project an OPEN TENDER? We also need clear laws for OPEN TENDERS - has it been enacted? Most of the 'corruption cases' involve bribes or 'under-table monies' and the criminal suspects have been Ministers, politicians, political aides - and since it is government monies, it is SERIOUS when monies are LOST...Was there OPEN TENDER for the Flood Mitigation Projects of Anwar's government? Is OPEN TENDER being practiced by this Anwar's PH government in ALL Government projects/awarrds? You decide...
Malaysian Resources Corp Bhd (MRCB) has been appointed by the Selangor government to redevelop the Shah Alam Stadium, according to a news report. ...Quoting Selangor Menteri Besar Datuk Seri Amirudin Shari, it was reported that MRCB was selected after taking into account its financial position, as well as its experience in repairing the Bukit Jalil National Stadium in 2017.He added that there were 15 other companies that participated in the rigorous selection process for the public-private partnership development project.- Edge, 15/7/2022
Malaysian Resources Corporation Berhad announced that its wholly-owned subsidiary, Lembaran Prospek Sdn Bhd, has received a letter of acceptance from Selangor State government for the construction and completion of the Shah Alam stadium. - Edge, 16/5/2025
Hannah
Yeoh's Husbands Company - Not the Issue. Issue is whether OPEN TENDER
or whether contract awarded to just a 'related' companies, etc? Enact
law on OPEN TENDER. Where is the OMBUDSMAN?
Hannah Yeoh's Husbands Company - Not the Issue. Issue is whether OPEN TENDER or whether contract awarded to just a 'related' companies, etc? Enact law on OPEN TENDER. Where is the OMBUDSMAN?
d) ADDRESSING the issue of INADEQUACY of INCOME - Sadly, to date, the solutions are 'stop-gap temporary solutions' - payment of AID through various SARA > but it is 'temporary' and can change as now the petrol subsidies went down... What we need is WELFARE assistance guaranteed in LAW that people receive as of RIGHT > regular welfare contributions to the elderly, the poor, and to those who do not earn needed MINIMUM income to sustain their livelihood(thus if you and family earn RM1,800, and the government access that RM2,000 is needed for minimum living requirements, then monthly government provides RM200 monthly aid, and this is evaluated from time to time - we care for ALL and do not anyone to be malnourished, cannot afford a decent home, have sufficient for needed travel, etc...). The solution should be to HELP increase income generating capacity - do not stop at giving fish, BUT go further in teaching them to fish so they become financially independent) > as automation and AI comes into the scene, the loss of employment follows > sadly this government has yet to address this ISSUE. It was shocking, despite BNM and KWSP assessment of how much people needed to survive, this MADANI government set MINIMUM wage at RM1,700 ..???
e) The issue of PENSIONS for MPs, Senators, ADUNs, Ministers > it will be a BIG SAVING for Malaysia if Pensions be ABOLISHED for this category of upper M40 and T20 persons - they should be put under the EPF/KWSP scheme. DOUBLE pensions too must be ABOLISHED - for some politicians NOW get pensions from both State and Federal Governments...and it may be a LOT considering their wages/allowance are HIGH...
There are other CONSIDERATIONS too the Malaysian Voter needs to take into account to determine WHO to VOTE for...



_20260427122900_gcpa51_20260605004535_mwg5em.jpg)
