HEALTHCARE - No need to buy INDIVIDUAL Health Insurance/Card with OWN MONEY. Government RESPONSIBLE for Healthcare? Is the government helping PRIVATE Insurance Companies?

One of the Malaysian Government responsibility and duty is to provide UNIVERSAL and FREE Healthcare(now still 'minimum' charges) - so, is not the Government asking us to BUY with our own money Medical Insurance Cards - ABSURD because it is GOVERNMENT's responsibility so Government should pay for healthcare. If Government want to take out MEDICAL INSURANCE - the the Government should pay for all Malaysians and others in Malaysia.

MOST Malaysians for their healthcare us Government Hospitals, Clinics, etc.

In Thailand, that government worked out an 'arrangement' with ALL Private Hospitals - so that their citizen can also go to Private Hospitals and they have to pay the SAME as they pay in Government Hospitals - just 30 Baht(about RM3) - and that covers medical examinations, medicine, etc - including surgery, ward charges, etc..  

SO, in Malaysia too the Government should make SIMILAR arrangements with PRIVATE HOSPITAL - pay the RM1 (RM5 for Specialist) for consultation, examination and medicine too - maybe just for emergency cases or walk-in sick people. Other things like follow-up treatment maybe NO.

Because of Malaysian Government FAILURE to Build Government Hospitals and Government Clinics everywhere, or in every town - people sometimes when sick or injured are FORCED to go go to the nearest hospital/clinic - and that maybe a PRIVATE HOSPITAL or a PRIVATE Clinic...

THUS Government must bear the cost of their FAILURE - still ensure that healthcare is available at the same rate as any government hospitals/clinics..

## The reason for NO government hospitals/clinics in your area, that government used to give.. WELL, there is a PRIVATE HOSPITAL there > thus government PRIORITY for new hospitals will be places where there are NO Government or PRIVATE Hospitals..

IS THE MALAYSIAN GOVERNMENT HELPING PRIVATE INSURANCE COMPANY MAKE MONEY - by 'deceiving' people to USE their own MONIES again to buy medical insurance or Medical/Health CARD/Insurance...

ONE may need Medical/Health Insurance/Cards if we choose to USE Private Hospitals/Clinics - so WHY do the majority who use GOVERNMENT Hospitals/Clinics have to even get any Medical/Health CARD/Insurance...??

Let's take TAKAFUL - you may have to pay RM60-RM102 every year - for every member of your family > That MONEY could have better used for other NEEDS.

It is 'wasted monies' as many may NEVER even use the said MEDICAL Insurance/Card at all...as they PREFER to go to the VERY GOOD Government/PUBLIC Hospitals and/or Clinics ...

GOVERNMENT MUST ENSURE FREE UNIVERSAL HEALTHCARE FOR ALL - THAT IS THE BASIC RESPONSIBILITY OF GOVERNMENT..

Then, there is PERKESO/SOCSO - and is that not also to take care of medical treatment, and NOW it is 24-HOUR coverage.. > so all healthcare COST will also be covered by the PERKESO/SOCSO scheme...?

MALAYSIA is not a CAPITALIST (or neo-liberal country), which requires people to PAY to get healthcare. With regards to Malaysia, it has a socialist policy when it comes to HEALTHCARE, Education and even WELFARE > the GOVERNMENT(monies of the people) pays for the peoples' healthcare needs - when you visit a doctor, you just pay RM1, and if you see a specialist you pay RM5 and FREE for Senior Citizens - and MEDICINE is included..

In a CAPITALIST (or neo-liberal country), it makes sense that people buy their own MEDICAL Insurance BUT NOT MALAYSIA...

As I mentioned earlier, if the Government wants to buy MEDICAL INSURANCE for its 30 million plus people, that is OK if really needed(not to benefit PRIVATE Insurance Companies) - but DO NOT ASK INDIVIDUAL MALAYSIANS to buy Medical Insurance/Card with their OWN money...

NOW, the bigger cost that affects persons going to government/PUBLIC hospitals and clinics is the TRANSPORTATION Cost - worse, because in most towns still NO Public Busses, or LRT/KTMB - and using GRAB is expensive. We do not want Malaysians that need to go to Government Hospitals and Clinics to get medical treatment simply because of the HIGH Transportation COST - Should Malaysia REIMBURSE Transportation COST of Malaysians going to seek treatment at public hospitals/clinics? YES - A GOOD SUGGESTION...and the UK already has this - and patient and family that accompanies can CLAIM...(We could start with the B40 group and the poor) 

...you may be able to claim a refund of reasonable travel costs under the Healthcare Travel Costs Scheme (HTCS)....You can claim travel costs for an escort.. claims for help with travel costs if you're the parent or guardian of a child under the age of 16 who you have to bring with you to your appointment. -  Healthcare Travel Costs Scheme (HTCS)

SO, DO NOT FORCE or 'trick' Malaysians to buy PRIVATE Medical Insurance/Cards with their OWN money.  IT is the responsibility of GOVERNMENT to provide GOOD HEALTHCARE - and the government should PAY...